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YNAB

Zero-based budgeting to give every dollar a job.

Paid · from $14.99/mo
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Overview

YNAB (You Need A Budget) is a personal budgeting app built on the zero-based method. It helps users plan spending, break the paycheck-to-paycheck cycle, and reach savings goals.

Pricing

Monthly

$14.99/mo

  • Bank sync
  • Goal tracking
  • Reports

Annual

$109/yr

  • All features
  • Two months free

Pricing last verified: Jul 2026. Prices are subject to change — check the official website for the most up-to-date details.

Integrations

  • Bank Sync
  • iOS
  • Android

YNAB alternatives

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